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El Nino is a big topic of discussion. Protect your clients and your E&O by offering flood coverage on each account. A&M makes it easy with EZ Flood APP.

After the devastating fires experts expect floods and mudflows when the winter rains arrive. The National Flood Insurance Program covers flood and mudflow as defined in the policy:

"A river of liquid and flowing mud on the surfaces of normally dry land areas, as when earth is carried by a current of water. Other earth movements, such as landslide, slope failure, or a saturated soil mass moving by liquidity down a slope, are not mudflows."

NFIP limits are $250,000 building $100,000 contents. We can offer higher limits.


There is a 30-day waiting period before a flood insurance policy can become effective. Now is the time to apply for coverage!

For more information, please call 800.234.6977 Ext. 260 or email us at


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