A&M'S AU GOLD PRODUCT DETAILS
(Click the product button to write your own with "Self Serve")
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| PRODUCT
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PRODUCT |
| Cov A
& Limit Variations |
3M PC 1-8/350K
PC
9/10 |
NJ & MA
$600K. 500K PC 1-8/350K PC-9/10, 750K in CA |
TIV 1.5M,
Existing 750K, Projects 150% |
Completed 1M |
Up to 500 acres |
$1M limit with
$2M limit upon referral |
N/A |
Up to 3,000
attendees daily |
Cov A
& Limit Variations |
| Cov B |
20%
of Cov A |
10%
of Cov A |
20%
of Cov A |
N/A |
N/A |
N/A |
N/A |
N/A |
Cov B |
| Cov C/BPP |
20%
of Cov A |
50%
of Cov A depending on occupancy |
20%
of Cov A |
N/A |
N/A |
Up
to 500,000 |
Up
to 500,000 |
N/A |
Cov C/BPP |
| Cov D/ Business Income |
None |
20%
of Cov A automatically included |
None |
N/A |
N/A |
Up
to 250,000 |
Up
to 250,000 |
N/A |
Cov D/ Business Income |
| Additional Living Expenses |
None |
Cov
E additional living added if DP-3 selected |
None |
N/A |
N/A |
N/A |
N/A |
N/A |
Additional Living Expenses |
| Liability |
Up
to 1M/2M (Com with Occ/Agg) |
Up
to 1M |
Up
to 1M, excl when insured acts as GC |
excluded |
Up
to 1M/2M |
Up
to 1M/2M |
Up
to 1M/2M |
Up
to 1M/2M Host Liquor available in certain states |
Liability |
| Deductible |
Min
1K Res, Min 2.5K Com |
Min
1K |
Min
1K |
Min
1K |
N/A |
Min
2.5K |
Min
2.5K |
N/A |
Deductible |
| PC |
PC
1-10 |
PC
1-10 |
PC
1-8, |
PC-1-8 |
PC
1-10 |
PC
1-8 |
PC
1-8 |
N/A |
PC |
| Commission |
15%
on line
10% offline |
15%
on line
10% offline |
15%
on line
10% offline |
15%
on line
10% offline |
15%
on line
10% offline |
15%
on line
10% offline |
15%
on line
10% offline |
15%
on line
10% offline |
Commission |
| Form |
DP-1/DP3,
30 years. Basic & Special |
DP1/DP3,
35 years, CA up to 40 years |
DP-1/DP3,
25 years |
Basic/Special |
Standard/ISO |
Basic/Special |
Basic/Special |
N/A |
Form |
| Renovations |
50%
of Cov A up to 400K |
Cosmetic
up to $150,000 |
Structural
up to 150% of Building Value |
Structural
up to completed of 1M |
Activites
Excluded |
N/A |
N/A |
N/A |
Renovations |
| Theft |
Res
DP-3 with VMM selected, Com Sub Limit |
Included
on a DP3 |
10K
Sublimit |
10K
Sublimit |
Excluded |
Included |
Included |
Excluded |
Theft |
| Term |
3,6,9,12 |
Annual |
3,6,9,12 |
3,6,9,12 |
3,6,9,12 |
Annual |
Annual |
Events
up to 5 days long |
Term |
| Schedules |
Available |
Available |
N/A |
N/A |
Available |
N/A |
N/A |
N/A |
Schedules |
| Square Feet |
Up
to 30,000 Commercial |
N/A |
Up
to 10,000 |
Up
to 30,000 |
N/A |
Up
to 20,000 |
Up
to 20,000 |
N/A |
Square Feet |
| Photos & Inspections |
Photos
< 500K, Inspections > 500K |
Photos
< 500K, Inspections > 500K |
Inspections |
Inspections |
N/A |
Inspections |
Inspections |
N/A |
Photos & Inspections |
| Sublimits - Theft/Water |
Available |
Available |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
Sublimits - Theft/Water |
| Additional Insureds |
Free |
Free |
Free |
Free |
Free |
Free |
Free |
Small
AP |
Additional Insureds |
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(800) 234-6977 x220
Commercial |
(800) 234-6977 x250
Personal |
California License #0323106 |
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